About CreditLift

South Africans Trust CreditLift

At CreditLift, we understand how overwhelming debt can become. Our mission is to help consumers regain financial stability through ethical, transparent, and personalised debt review solutions.

Our experienced team works directly with creditors to restructure debt into affordable repayments that fit your budget while protecting your rights under the National Credit Act.

We believe financial freedom starts with a plan, and we’re here to guide you every step of the way.

10+ Years

Helping South Africans

2000+

Applications

Professional

Ethical & Compliant

Our Commitment to You

Transparency

No hidden fees

Integrity

We do what is right

Respect

The consumer comes first

Excellent

We deliver results

Our Story

Credit Lift is a financial wellness company that has been delivering financial wellbeing services and debt counselling since 2021, and is registered with the National Credit Regulator (NCR).

Our team of experienced Financial Wellbeing Consultants, Debt Counsellors, and Attorneys are dedicated to helping individuals navigate their financial challenges. We offer a complimentary financial wellness assessment, which includes a review of your credit profile and an evaluation of your spending habits.

As a leading provider of financial wellbeing and debt counselling services in South Africa, Credit Lift is committed to educating and empowering consumers to better manage their finances. Our goal is to help clients reduce their debt and achieve a stronger financial position.

Meet Our Lead Expert

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Micaela Singh-Chetty

Admitted Attorney & Registered Debt Counsellor

Micaela Singh-Chetty is an Admitted Attorney of the High Court of South Africa, having been admitted in 2020. Since then, she has specialised extensively in debt counselling. She holds an LLB degree from the University of KwaZulu-Natal (2017) and an accredited debt counselling qualification and has been duly registered with the National Credit Regulator (NCR). Combining her expert legal knowledge with specialised debt counselling insight, Micaela is highly equipped to deliver optimal financial solutions for her clients. As a dedicated legal professional, she holds herself to the highest ethical standards and continually strives to make a meaningful impact within the debt counselling sector.

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